Terms
Use the figures with their conditions.
This website provides information for your own comparison, not financial advice. Armpay does not process payments, issue cards or hold your funds.
Examples and dates
The dated examples are estimates from selected issuer information checked on the dates shown. They are a limited snapshot. Sample examples are labelled and do not represent issuer offers. Rewards may depend on eligibility, registration, limits, rounding, redemption options and transaction details.
Reward values
Points and miles are not the same as cash. A mile value is your own assumption. RewardCash, yuu and DBS$ values refer to the stated redemption basis and its conditions. A merchant discount is an amount taken off the purchase price.
Issuer terms
Confirm the current terms with the issuer before paying. Issuers may change, withdraw or interpret offers. Armpay does not guarantee eligibility, redemption value or the availability of a reward, and is not responsible for an issuer changing an offer, to the extent permitted by law. Nothing excludes rights or liability that cannot lawfully be excluded.
Referral fees and sponsorship
Links may earn a referral fee. Sponsored placements will be identified. Fees and sponsorship never change the ranking.
Responsible use
Do not misuse the launch list, attempt unauthorised access or submit another person’s email without their permission. The app preview is illustrative and does not promise a release date or a particular final feature.
Contact and applicable law
Armpay Limited, Hong Kong. Contact hello@armpay.ai. These terms are governed by Hong Kong law, subject to any mandatory rights that apply.
Updated 12 October 2026
Back to home ↗